Payments infrastructure is not bought on features. It is bought once security, compliance, risk and legal have all said yes. This page is written for those four readers.
Accept² answers a funding question about a card the issuer already owns. It does not issue, provision or store credentials.
Where the platform runs is the institution's decision, not the vendor's. It deploys inside your own control boundary.
Built against current Visa and Mastercard requirements for wallet enablement and service providers.
A technology provider to regulated institutions. Accept² does not issue credentials, hold customer funds, or provide regulated payment services.
A component in the authorisation path has to have an answer for its own failure. Accept²'s is to get out of the way.
If a decision cannot be returned in time, the issuer applies its configured default. Nothing is left hanging.
The decision call is bounded and measured against the issuer's own host under load during integration — not assumed from a datasheet.
Every decision records its inputs, the policy version that ran and the outcome, so an auditor, a disputes team or an engineer can rebuild exactly what happened.
Architecture and data-flow docs, the sub-processor register, security controls, the scheme-compliance position, and outsourcing documentation. Better before the first workshop than after.
Yes. Institutional customers test against a dedicated environment. For private deployments the environment is yours, so your existing testing regime applies.
Versioned artefacts, not config someone edits in production. Testable against replayed traffic, and every decision records the version that produced it.
We would rather be precise than impressive. The architecture is built to PCI DSS and scheme requirements; certification status per deployment model is stated in writing during diligence.
We would rather answer the hard version early than discover it three months into a procurement cycle.